Castle Shields is not insurance. It is a private, membership-based cost-sharing Community where participation is voluntary and not guaranteed. Any assistance provided comes solely from other members who choose to help. There is no legal or financial obligation for Castle Shields or any member to contribute toward your expenses.

This program should not be considered a substitute for homeowner's insurance or any other form of insurance coverage. Membership does not create a contract, entitlement, or legal right to reimbursement or payment.

All members remain personally responsible for any unpaid home-related bills. Participation is at your discretion, and you understand that Castle Shields does not promise or ensure payment.

Castle Shields operates in most states, but availability may vary. Please review the full guidelines before participating.